:root{--navy:#061b4b;--navy2:#102d69;--ink:#152642;--muted:#55657a;--blue:#0069b4;--red:#e50043;--red-dark:#bf0037;--sky:#eaf6ff;--soft:#f4f8fc;--line:#dce6ef;--white:#fff;--green:#0b775e;--shadow:0 18px 60px rgba(12,44,85,.11);--radius:20px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:95px}body{margin:0;background:#fff;color:var(--ink);font-family:Inter,system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;line-height:1.64;font-size:16px;text-rendering:optimizeLegibility}img{max-width:100%;height:auto}a{color:var(--blue);text-underline-offset:3px}a:hover{color:var(--red)}h1,h2,h3{color:var(--navy);line-height:1.16;letter-spacing:-.037em;margin:0 0 .45em}h1{font-size:clamp(2.55rem,5.1vw,4.8rem);font-weight:820}h2{font-size:clamp(2rem,3.7vw,3.2rem);font-weight:800}h3{font-size:1.26rem;letter-spacing:-.02em}p{margin:.6em 0 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#79caff;outline-offset:3px}.btn-red{background:var(--red);color:white!important}.btn-red:hover{background:var(--red-dark);color:white}.btn-blue{background:var(--navy);color:white!important}.btn-blue:hover{background:var(--navy2)}.btn-outline{border-color:#a7b8d0;color:var(--navy);background:rgba(255,255,255,.74)}.btn-white{border-color:#c7d5e2;color:var(--navy);background:white}.btn-light{border:1px solid var(--line);background:#fff;color:var(--navy)}.btn-lg{min-height:54px;padding:15px 25px}.nav-cta{font-size:13px;padding:12px 16px}.hero{background:linear-gradient(115deg,#eff8ff 0%,#f5fbff 57%,#e5f3fe 100%);position:relative;overflow:hidden}.hero:before{content:'';position:absolute;width:580px;height:580px;right:-170px;top:-180px;border-radius:50%;background:radial-gradient(circle,#d5eeff 0%,transparent 65%);pointer-events:none}.hero-grid{position:relative;display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:12px;min-height:620px;padding-block:55px 64px}.hero 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small{font-size:11px;line-height:1.3;color:#7b899a}.section{padding:92px 0}.section-intro{max-width:775px;margin-bottom:38px}.section-intro p,.split-top>p{color:var(--muted);font-size:1.07rem;max-width:720px}.section-intro.center{text-align:center;margin-inline:auto}.three-cols,.benefits-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.feature,.benefit{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:29px 26px;box-shadow:0 4px 20px rgba(13,53,90,.03)}.feature-icon{background:#eaf6ff;color:var(--blue);border-radius:13px;display:grid;place-items:center;width:54px;height:54px;font-size:27px;margin-bottom:26px}.feature p,.benefit p{color:var(--muted);line-height:1.72;font-size:.96rem}.tint{background:var(--soft)}.budget-explain{display:grid;grid-template-columns:1fr .82fr;gap:85px;align-items:center}.section-lead{font-size:1.06rem;color:var(--muted)}.tick-list{list-style:none;padding:0;margin:24px 0}.tick-list li{position:relative;padding-left:30px;margin:0 0 15px;line-height:1.55;color:#45576d}.tick-list li:before{content:'✓';position:absolute;left:0;top:1px;color:#fff;background:var(--green);border-radius:50%;width:19px;height:19px;font-size:12px;display:grid;place-items:center;font-weight:900}.text-cta{display:inline-flex;gap:14px;font-weight:800;text-decoration:none;color:var(--blue);align-items:center}.text-cta span{font-size:22px}.budget-use{background:white;border:1px solid #d4e4f0;border-radius:28px;box-shadow:var(--shadow);padding:34px}.budget-use-head{display:flex;gap:10px;justify-content:space-between;align-items:flex-start;border-bottom:1px solid var(--line);padding-bottom:22px;margin-bottom:18px}.budget-use-head span{display:block;color:var(--muted);font-size:11px;letter-spacing:2px;font-weight:850}.budget-use-head strong{font-size:24px;color:var(--navy)}.budget-pill{font-size:11px;padding:5px 10px;border-radius:30px;background:#e3f8ee;color:#0b7154;font-weight:750}.use-item{display:flex;align-items:center;gap:16px;margin:18px 0;border:1px solid #e1ebf2;padding:14px;border-radius:14px}.use-item>span{background:#f0f7ff;border-radius:12px;font-size:23px;width:50px;height:50px;display:grid;place-items:center}.use-item b,.use-item small{display:block}.use-item b{font-size:13px;color:var(--navy)}.use-item small{font-size:11px;color:var(--muted)}.small-note{font-size:12px;color:#728093;line-height:1.6;margin-top:18px}.calc-shell{display:grid;grid-template-columns:1.13fr .87fr;border:1px solid #dce6ed;border-radius:28px;overflow:hidden;box-shadow:var(--shadow)}.calc-inputs{padding:44px;background:white}.calc-inputs label{font-size:14px;font-weight:800;display:block;color:var(--navy);margin-bottom:13px}.calc-inputs output{background:#eaf5fc;color:var(--blue);float:right;font-size:17px;font-weight:900;border-radius:9px;padding:1px 13px}.calc-inputs 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a:hover{color:#fff;text-decoration:underline}.footer-logo{font-weight:850;color:white!important;font-size:19px!important;line-height:1.4}.footer p{font-size:13px;line-height:1.8}.foot-small{font-size:11px;color:#8da6bb}.footer-bottom{margin-top:35px;border-top:1px solid #294161;padding-top:22px;display:flex;justify-content:space-between;gap:20px;font-size:12px}.footer-bottom div{display:flex;gap:19px}.legal{font-size:11px!important;color:#93a8bd;line-height:1.7!important}.mobile-cta{display:none}@media(max-width:1100px){.nav{gap:12px}.nav>a:not(.btn){font-size:12px}.logo{font-size:14px}.budget-explain{gap:40px}.dark-grid{gap:35px}.footer-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:860px){.nav-wrap{min-height:70px}.menu-toggle{display:flex}.nav{position:absolute;display:none;top:100%;left:0;right:0;background:white;border-bottom:1px solid var(--line);padding:15px 24px 26px;box-shadow:0 12px 22px #061b4b1b;flex-direction:column;align-items:stretch;gap:0}.nav.open{display:flex}.nav>a:not(.btn){font-size:15px;padding:13px 8px;border-bottom:1px solid #eef3f8}.nav-cta{margin-top:16px}.hero-grid,.budget-explain,.dark-grid,.two-columns,.contact-grid{grid-template-columns:1fr;gap:30px}.hero-grid{padding-block:65px 25px}.hero-art{max-width:560px;margin:auto}.hero-stamp{bottom:2%;right:10%}.stripe-grid{grid-template-columns:1fr 1fr}.stripe-grid>div:nth-child(2){border-right:none}.stripe-grid>div:nth-child(-n+2){border-bottom:1px solid var(--line)}.three-cols,.benefits-grid,.plan-grid{grid-template-columns:1fr 1fr}.calc-shell{grid-template-columns:1fr}.split-top{display:block}.cta-box{gap:25px;padding:34px;flex-direction:column;align-items:stretch}.cta-actions{justify-items:start}.tax-layout{grid-template-columns:1fr}.tax-number{padding:24px}.tax-number strong{font-size:62px}.section{padding:70px 0}}@media(max-width:590px){body{font-size:15px}.wrap{width:calc(100% - 34px)}.topline{font-size:10px}.topline-inner span{max-width:63%}.logo{font-size:12px}.logo-mark{width:31px;height:31px;font-size:25px}.logo small{font-size:10px}.hero-grid{padding-top:46px;gap:0}.hero h1{font-size:clamp(2.3rem,11vw,3.3rem)}.hero .lead{font-size:1.04rem}.hero-stamp{width:93px;height:93px}.hero-stamp strong{font-size:34px}.hero-stamp span{font-size:9px}.actions{align-items:stretch}.actions .btn{width:100%}.stripe-grid{grid-template-columns:1fr}.stripe-grid>div{border-right:0!important;border-bottom:1px solid var(--line);padding:17px 10px}.section{padding:54px 0}.three-cols,.benefits-grid,.plan-grid,.simple-steps,.compare-grid{grid-template-columns:1fr}.feature,.benefit{padding:22px}.budget-use{padding:24px}.budget-use-head{flex-direction:column}.calc-inputs,.calc-results{padding:26px 20px}.budget-options{grid-template-columns:repeat(3,1fr)}.budget-options button{font-size:13px}.price>span{font-size:2.45rem}.dark-grid{gap:30px}.steps>div{padding:15px}.cta-box{padding:25px}.page-hero{padding:54px 0}.page-hero h1{font-size:2.45rem}.page-hero.compact h1{font-size:2.2rem}.form-grid{grid-template-columns:1fr}.contact-form{padding:24px 19px}.contact-aside h2{font-size:29px}.footer{padding-bottom:85px}.footer-grid{grid-template-columns:1fr;gap:26px}.footer-bottom{display:block}.footer-bottom div{margin-top:14px;flex-wrap:wrap}.mobile-cta{display:flex;position:fixed;bottom:0;left:0;right:0;gap:8px;background:white;padding:10px 14px calc(10px + env(safe-area-inset-bottom));z-index:39;box-shadow:0 -5px 25px #1c476a25}.mobile-cta .btn{min-width:0;flex:1;font-size:12px;padding:9px 11px;min-height:43px}.mobile-cta .btn:last-child{flex:.57}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}@media print{.header,.topline,.mobile-cta,.footer,.btn{display:none!important}body{color:#111;background:white}.section{padding:20px 0}}

.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.team-card{border:1px solid var(--line);border-radius:18px;background:white;padding:24px;display:flex;align-items:flex-start;gap:17px}.avatar{width:56px;height:56px;flex-shrink:0;background:#eaf5ff;border:2px solid #cee9fb;color:var(--navy);font-weight:850;font-size:18px;display:grid;place-items:center;border-radius:50%}.team-card h3{font-size:18px;margin:1px 0 9px}.team-card p{font-size:12px;line-height:1.6;color:var(--muted);margin:0 0 10px}.team-card a{font-size:12px;overflow-wrap:anywhere;font-weight:750}@media(max-width:860px){.team-grid{grid-template-columns:1fr 1fr}}@media(max-width:590px){.team-grid{grid-template-columns:1fr}}

/* Opt-in-only consent management. Accept and reject deliberately equal prominence. */
.consent-banner[hidden],.consent-close[hidden]{display:none!important}
.consent-banner{position:fixed;z-index:101;left:14px;right:14px;bottom:14px;width:min(900px,calc(100% - 28px));margin:auto;background:white;color:#152238;border:1px solid #b8c9df;border-radius:20px;box-shadow:0 12px 70px #081f4b5c;padding:23px 28px;display:grid;grid-template-columns:minmax(0,1fr) 210px;gap:30px;align-items:center}
.consent-banner h2{font-size:1.35rem;margin:5px 0 9px;color:#061b4b;line-height:1.25}
.consent-banner p{font-size:13px;line-height:1.58;margin:0 0 7px;color:#45546b}
.consent-banner .consent-info{font-size:12px;margin:8px 0 0}
.consent-banner .consent-info a{color:#055897;text-decoration:underline;font-weight:650}
.consent-actions{display:flex;flex-direction:column;gap:10px}
.consent-btn{appearance:none;border:2px solid #0065a8;background:#0065a8;color:#fff;border-radius:10px;padding:12px 10px;min-height:48px;font-size:13px;font-weight:750;cursor:pointer}
.consent-btn:hover,.consent-btn:focus-visible{background:#004a80;border-color:#004a80}
.consent-close{appearance:none;border:none;background:transparent;color:#0065a8;cursor:pointer;text-decoration:underline;font-size:12px;padding:7px}
.footer-settings{background:transparent;border:0;padding:0;font:inherit;color:inherit;cursor:pointer;text-decoration:underline;text-underline-offset:3px}
.footer-settings:hover,.footer-settings:focus-visible{text-decoration:underline;color:white}
.inline-settings{font:inherit;color:#005d9d;background:none;border:0;text-decoration:underline;cursor:pointer;padding:0}
.btn-whatsapp{background:#126e53!important;color:white!important}
.contact-whatsapp{margin-top:14px;display:inline-flex;color:#007653;font-weight:750!important;text-decoration:none}
.contact-team-section{background:#f4f8fb;padding-top:50px;padding-bottom:65px}
.contact-team-section .team-grid{margin-top:20px}
.contact-whatsapp-note{font-size:12px;color:#52677c;margin-top:18px}
@media(max-width:660px){.consent-banner{grid-template-columns:1fr;gap:16px;padding:19px 18px;bottom:calc(76px + env(safe-area-inset-bottom));max-height:calc(100dvh - 108px);overflow-y:auto}.consent-banner h2{font-size:1.2rem}.consent-actions{display:grid;grid-template-columns:1fr 1fr;gap:9px}.consent-btn{font-size:12px;line-height:1.3;min-height:62px}.consent-close{grid-column:1/-1}.mobile-cta .btn{padding-inline:7px;font-size:11px}.mobile-cta .btn:last-child{flex:1}}
@media print{.consent-banner{display:none!important}}

/* Runde Teamfotos statt Initialen: bestehende Karten und Abstände bleiben unverändert. */
.team-card .avatar{overflow:hidden;padding:0;background:#eaf5ff;align-self:flex-start;}
.team-card .avatar img{display:block;width:100%;height:100%;object-fit:cover;object-position:center center;border-radius:50%;}